Financing Through Alphaeon Credit
In Redwood City and the Peninsula
We accept Alphaeon Credit so you can pay for eligible care over time with the Alphaeon Credit Card. Find out if you prequalify without impacting your credit. It is quick, easy and secure.
Pay over time with Alphaeon Credit
We want our patients to be able to get the right surgery at the right time, which is why we accept Alphaeon Credit. Alphaeon Credit is a patient financing company whose card is offered by eye doctors, dentists, dermatologists and other specialists nationwide. The Alphaeon Credit Card is issued by Comenity Capital Bank and works much like CareCredit: you apply once with Alphaeon, and once approved you can use the card at our office. Qualifying purchases may be eligible for Alphaeon’s 24 month special financing, with no interest if paid in full within 24 months.* Applications, credit decisions, financing terms and your account are handled by Alphaeon Credit and Comenity Capital Bank, not by our office.
About our pricing. While our office accepts Alphaeon Credit, a discount is available when payment is made with traditional payment methods, such as cash, check, Zelle or Venmo.
What the card can be used for at our office
- Premium lens implants and other cataract surgery upgrades
- Clear lens exchange
- Deductibles, copays and coinsurance
- Procedures and services insurance does not cover
- Other care and products from our office
Not sure if something qualifies? Call us and we will help.
How it works
- Prequalify with Alphaeon. See if you prequalify on Alphaeon’s secure site, with instant results including your credit limit. Prequalifying does not impact your credit.
- Apply with Alphaeon. If you prequalify, you can complete Alphaeon’s full application online. The full application is a hard credit inquiry. Our front desk can help you get started.
- Use your card at our office. Pay with your Alphaeon Credit Card at your visit. Qualifying purchases may be eligible for 24 month special financing, no interest if paid in full.*
- Manage your account with Alphaeon. Make payments and view statements in the Alphaeon Account Center.
Alphaeon Credit or traditional payment
While our office accepts Alphaeon Credit, a discount is available when payment is made with traditional payment methods, such as cash, check, Zelle or Venmo. Before any elective procedure we give you a written quote that shows both amounts, so you can choose what works best for you.
Questions about cost
Call us at (650) 839-2020. We will check your insurance, explain your share and go over the ways you can pay. For questions about an Alphaeon application or account, contact Alphaeon Credit at 1-855-497-8176. Learn more on our surgery costs and insurance page.
On a computer? Scan this code with your phone camera to apply on your phone.
Take the next step. It’s easy.
Related pages
Financing FAQs
Does your office provide the financing?
No. Financing is provided through the Alphaeon Credit Card, issued by Comenity Capital Bank. Our office accepts the card as a form of payment. We do not make credit decisions, set financing terms or manage card accounts.
Does checking if I prequalify affect my credit score?
No. Prequalifying uses a soft inquiry, which does not affect your credit score. If you prequalify and choose to complete the full application, that step uses a hard inquiry.
What does no interest if paid in full mean?
If you pay the full purchase balance within 24 months, you pay no interest on it. If any of that balance is still unpaid after 24 months, interest is charged from the original purchase date. Minimum payments alone may not pay off the balance in time, so plan monthly payments that clear it within 24 months.
Is there a discount for other ways to pay?
Yes. While our office accepts Alphaeon Credit, a discount is available when payment is made with traditional payment methods, such as cash, check, Zelle or Venmo. Your written quote shows both amounts so you can decide.
Can I use the card for my family?
Yes. Once approved, you can use your card again for your own care or your family’s care at participating providers, without applying again, as long as your account is in good standing.
Who is the lender?
Alphaeon Credit Card accounts are issued by Comenity Capital Bank. Alphaeon Credit, Inc. is not the lender. For questions about your account, call Alphaeon Credit at 1-855-497-8176.
Do I have to use financing?
No. Using the Alphaeon Credit Card is optional. You can pay in full, or ask us about your insurance coverage and other ways to pay.
Subject to credit approval. Prequalification is not a final credit decision. Alphaeon Credit Card accounts are issued by Comenity Capital Bank, which decides credit approval and eligibility for special financing. *No interest if paid in full within 24 months on qualifying purchases made with your Alphaeon Credit Card. A minimum purchase amount applies. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 24 months. Minimum monthly payments are required. Other account terms, including the standard purchase APR, are shown when you apply. Alphaeon Credit, Inc. (NMLS 2428216) is not the lender. Sequoia Eye Group is not a lender, does not arrange or provide credit and does not make credit decisions.